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Luckily for them, Foster waits to cash postdated checks, but he isn’t legally obligated. Banks and credit unions generally state rules about postdated checks in their account disclosures.

Some of the biggest banks, for example, note specifically that they can honor checks that are made out for future dates.

leginfo.gov' A bank is not obligated to pay a check that is presented more than six months after its date of issue, but may do so if it wishes.

(Commercial Code § 4404) There is no law that prohibits a check writer from postdating a check (giving it a date in the future).

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The payee must give notice to the check writer at least three days, but not more than ten days, prior to depositing.If you are concerned about overdrafting — and you’d rather not deal with a returned check and your landlord’s ire — consider switching to a bank with a solid overdraft policies.All of these charge lower than average overdraft fees and offer free ways to avoid that fee while still paying your bills.There may be other tokyo escort directory that also serve your needs.Consequently, most states generally hold that a postdated check does not constitute a present fraud nor does it fall within the post dating checks regs of the 'bad-check laws.

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