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A fairly common home-safe capacity is 1.2 to 1.3 cubic feet, which should easily accommodate a foot-high stack of 8½- by 11-inch papers, for example.

Most home safes are designed to protect their contents from fire, theft, or both. We don't test safes here at Consumer Reports, but many are tested by independent organizations such as Underwriters Laboratories (UL) and Intertek (which uses the ETL mark).

What else to keep in it The table below lists some important documents you might want to keep in a safe.

And the Insurance Information Institute points out that a home safe can be a good place to store an inventory of your possessions...

For example, safes rated to protect paper documents shouldn't get any hotter than 350 degrees on the inside during a fire, according to John Drengenberg, consumer safety director at UL in Northbrook, Ill.

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While most home safes don't carry a rating for burglary resistance, they do, as a practical matter, provide some protection. Mc Goey, a security consultant in Los Angeles, says that burglars generally go for what they can grab in one run through a house.Your basement could be better from a fire-protection standpoint; there's usually less down there to burn, Soos says.But if your home is located in a flood-prone area, the safe might be at greater risk in the basement.For home safes, 30 minutes of protection is most common, although you can also find safes that offer one or more hours' worth, typically with higher price tags.Generally speaking, 30 minutes should be sufficient, Bonsib says.

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