As a last note, remember that when you use public Wi Fi, your information is not secure and it’s easy for hackers to steal.
So never submit personal information when using public Wi Fi (passwords, credit card information, bank logins, etc.).
Computer users need to be pro-active in this regard.
Scan your PC with a high quality spyware removal program *at least* once per month. There is one piece of harmless spyware – the Alexa toolbar.
The most worrying aspect of spyware is not knowing whether or not your computer is infested with it.
When you check your private email account these programs can record your password.
Anything you type online or offline can be stored or transmitted without your knowledge or permission. Dialers normally install themselves to your computer via a virus infection or from warez, mp3 or adult websites.
Keyboard loggers are one of the most damaging pieces of spyware because of the potential financial dangers. I know of one case where a 10 year old boy used a keyboard logger to steal his fathers credit card and banking information. A dialer is a small piece of software that will dial long distance, premium rate phone numbers when you’re not at your PC.
These phone numbers are normally for adult chat line services located in Russia, China, South America and the Phillipines.