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Families headed by women of color fared even worse.

Nearly two in five (37%) of Black female-headed families lived in poverty, Hispanic (41%), White (29%), and Asian (25%).

A single mother looking to return to school needs to carefully consider and research the following possibilities categorized by source.

Pell Grants have been around since 1972 and have been instrumental in helping millions of students pay for their tuition.

About 4 out 10 children were born to unwed mothers.

Single mothers earn income that place them well below married mothers in the income ladder.

Student loans are a popular choice for many applicants, but it is important to remember that they must be paid back in full and often have high interest rates and other fees associated with them.

Single mothers are often at an even greater disadvantage and face a tougher financial situation because of additional expenses that must be paid in addition to tuition.

Although there may be scholarships available occasionally, they often have numerous requirements and the competition experienced in obtaining them is fierce.

How to Apply The Federal Supplemental Educational Opportunity Grant is only awarded to individuals that have already applied for the Pell Grant.

The FSEOG application cannot be completed online and must be done in person at the financial aid office on campus.

Even for those who did receive assistance, the amount was far less than the minimum they’d need to to stave off hardship — like hunger, homelessness, and utility cut-offs. In Massachusetts, California, and Oregon, a single mother with an infant ages 0-3 would have to pay more than half of her income for day care at a center.

TANF benefit levels for a family of three, as of 2018, were Among the 19 states not expanding Medicaid coverage, the median eligibility level for parents is just 44% FPL, with only three (3) states — Maine, Tennessee, and Wisconsin, covering parents with incomes at or near poverty. Without financial aid, single mother students have little or no means to contribute financially to their educational expenses.

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