Consolidating tuition loans
APR stands for Annual Percentage Rate, and is an interest rate expressed in terms of a year.
This is a standard unit for measuring an interest rate, just like "miles per hour" is a standardized way of measuring speed.
Thankfully, can provide all the information you need to make an informed decision.
First, request your free credit score from to find out where your credit worthiness stands.
Meanwhile, those who can avoid interest charges by paying their balances in full every month should choose a card that offers the most valuable rewards in the form of points, miles or cash back.
Make sure you also generally meet the credit issuer's criteria.
Furthermore, anyone who is considering applying for a home mortgage should wait until they have closed on their loan before applying for a new credit card.
While new credit card applications do not have a major impact on credit scores, mortgage lenders do not like to see applicants requesting new lines of credit before they close on their loan.