Back dating checks
However, most banks -at their option- may either reject or negotiate a post dated check as if it has the current/past date on it.
Since most "post dated" checks are written due to the account they are drawn on not having sufficient funds to cover it, depositing a check before its intended written date is more likely to result in it being returned for insufficient funds.
However, with real estate values growing ever higher you must exercise financial care when house- and mortgage-hunting.
"Your 'present balance' is the previous business day's ending balance, plus or minus the full amount of any transaction known to the bank made during the current day [...]" according to Chase Bank.
If the check doesn't go through, you may still be stuck with an overdraft fee."We are not responsible to you if we pay a check before its date, even if we have noticed that it is post-dated," explained US Bank.
"If we, at our option, refuse to pay a check because it is presented before its date, you will have to pay, if applicable, the fee we charge for an overdraft." These aren't the only ways you can bounce a check.
If you're writing a check quickly, slow down when you get to the signature line.
Your bank has a sample of your signature and if you write it out too fast, your bank may deem it illegible and bounce your check.
Taxes can be burdensome for those who plan to live on all or a substantial amount of their pension, and there are 11 states that won't tax a public or qualified private pension.Missing information and mistakes can cause a check to bounce.Your check won't be honored if its written and numeric amounts don't match, or if it bears any suspicious markings.Stack Exchange network consists of 175 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.Visit Stack Exchange As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted the bank.