Advice consolidating credit card debt

He started writing/bragging about it seven years ago, helping birth into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering college and professional sports, which are the fantasy worlds of finance.

His work has been published by the Associated Press, New York Times, Washington Post, Chicago Tribune, Sports Illustrated and Sporting News, among others.

Short-term debt includes credit cards, car loans, 401(k) loans, medical costs, legal bills, alimony and If you answered yes to more than a couple of those questions, you have a debt problem, but you still can change the future of your financial situation. Each of these possibilities has strengths and weaknesses, but all are focused on finding ways for you to live within a budget that allows you to eliminate debt.

You can do what others have done successfully – face this challenge. The most reliable choice is probably a nonprofit credit counseling agency because educating and assisting people with debt problems is the focus of their business.

A December 2016 survey said that 25% of Americans rated themselves debt free, up from 14% in 2014.

If your bank account is in the green, make sure to keep it there.

Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.

The first step to tackling a credit card problem (or any form of debt) is to understand exactly where you are financially.

Debt is a burden for many American families, but it might strike hardest at those who serve in the military.

Low pay, frequent relocations, inexperience managing money and problems with spouses finding and retaining employment are just a few of the ways military families fall into debt and stay there for some time.

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